Flexible Dental Payment Options with TLC
At Toothsavers, we believe everyone deserves quality dental care without financial stress. That’s why we’ve partnered with TLC – Total Lifestyle Credit, a trusted Australian provider that helps patients begin treatment now and spread repayments over time with simple, flexible options.
Flexible Dental Payment Options with TLC
At Toothsavers, we believe everyone deserves quality dental care without financial stress. That’s why we’ve partnered with TLC – Total Lifestyle Credit, a trusted Australian provider that helps patients begin treatment now and spread repayments over time with simple, flexible options.
What Is TLC
(Total Lifestyle Credit)?
TLC provides tailored payment plans for healthcare and dental treatments across Australia. Whether you need routine dental care or more complex procedures, TLC can cover treatment costs up to $70,000. This partnership allows you to access the care you need sooner, with the flexibility to manage repayments in a way that fits your lifestyle.
(Finance provided by Total Lifestyle Credit Pty Ltd. Australian Credit Licence 509691.)
How TLC Works
Applying for TLC is quick and straightforward:
Submit Your Application
Get a Fast Response
Select Your Plan
Start Treatment
Our team can help you with every step of the process, ensuring your plan suits both your treatment needs and your budget.
Why Patients Choose TLC
- Payment plans available from $2,000 to $70,000, covering most dental treatments and related costs
- No upfront deposit and flexible repayment terms up to 84 months
- Fast, confidential approval process managed directly by TLC consultants
- Extra repayments or rebates can be added to your plan at no additional cost
With TLC, it’s easier to begin the care you need, without unnecessary stress.
Estimated Repayments Guide
Treatment Cost
Approx. Weekly Repayment
Term
$5,000
$30
36 months
$10,000
$70
60 months
$25,000
$135
60 months
$50,000
$220
84 months
$70,000
$305
84 months
Figures are provided as a guide only and subject to individual credit approval. Terms and rates may vary.
Who Can Apply for TLC?
TLC payment plans are available to Australian residents aged 18 years and over who meet standard credit criteria. Whether you’re considering implants, orthodontics, or general dentistry, our friendly team can help you determine if TLC is the right option for your situation.
Frequently Asked Questions
What treatments can I use TLC for?
TLC can be used for nearly any dental procedure, including general, restorative, and cosmetic treatments such as fillings, crowns, implants, veneers, and orthodontics. You can even combine multiple treatments under a single plan.
How long does approval take?
Most TLC applications are reviewed within 24–48 hours. Once approved, the funds are paid directly to Toothsavers, allowing your treatment to start promptly.
Can I make extra payments or pay off early?
Yes, you can make additional payments or settle your TLC plan early without penalty. This may help you reduce overall interest and finish your repayments sooner.
Will applying for TLC affect my credit score?
TLC performs standard credit checks in line with responsible lending requirements. Applying will appear as a credit enquiry, but maintaining timely repayments can positively impact your credit history.
Ready to Get Started?
Book a consultation today to see if a TLC payment plan could help you begin your treatment sooner. Our team will guide you through your options and help you take the next step toward better oral health, without financial stress.
