Accessing Superannuation for Dental Treatment
Book Your Appointment TodayAccessing Superannuation for Dental Treatment
Book Your Appointment TodayExploring Funding Options for Complex Care
For patients needing significant dental treatment, such as implants or full-mouth rehabilitation, it may be possible to access superannuation early through a government-approved process. At ToothSavers™, we work alongside Access My Super, a dedicated service that helps eligible patients apply for the compassionate release of superannuation.
Our role is to provide the necessary clinical documentation and treatment planning, while their team manages the application process with the Australian Taxation Office (ATO) on your behalf.
What Is the Compassionate Release of Superannuation?
The compassionate release of superannuation allows eligible individuals to apply for early access to their retirement savings to fund essential medical and dental care. This pathway is overseen by the ATO and is only available under strict conditions, including the need to relieve pain or treat a serious dental condition that cannot be delayed.
Approval is not issued by our practice. We are here to support the application by preparing detailed treatment plans and documentation that align with ATO requirements.
Who Might Be Eligible?
This option may be available to patients who need complex or high-cost dental treatment and cannot afford to proceed through other means. The ATO reviews each case independently, focusing on clinical justification and urgency of the proposed treatment.
Patients typically explore this option for:
- Dental implants, including multiple or full-arch treatments
- Advanced restorative work such as crowns and bridges
- Oral surgery or procedures with medical implications
- Treatment required to manage ongoing pain, infection or functional impairment
How the Process Works
To ensure your application is handled efficiently, we work exclusively with Access My Super, who manage the entire process for you.
Consultation at ToothSavers™
Referral to Access My Super
Application Submission
ATO Review and Fund Release
Frequently Asked Questions
Do you approve the release of superannuation?
No. The decision is made by the ATO. Our role is to provide accurate treatment information and documentation required for the application. We do not influence the outcome.
How long does the process take?
Timelines vary. Once all documents are submitted, the ATO may take several weeks to make a decision. Super fund processing may take additional time. Starting early helps avoid treatment delays.
Are there fees involved?
Yes. Access My Super charges a service fee, which is usually paid from the released super funds after approval. They will outline this before you proceed. You may also incur tax obligations. Independent financial advice is recommended.
Let’s Begin With a Plan
If you’re exploring superannuation as a funding option, the first step is a consultation with our team. We will assess your oral health, outline your treatment plan and provide the documentation you need to move forward.
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